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About us

We know we can find a loan that is right for you.

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We find competitive loan solutions that fit your objectives, needs and financial circumstances from our panel of over 40 lenders – including some you won’t find on the high street or other broker panels.

About us

Shanthi Herd

Director and Lending Adviser

Based in Newcastle NSW Shanthi Herd is Rethink Finance’s Director and Lending Adviser, helping clients from all over Australia to find the loan solution that is right for them.

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Bringing a diverse career background in law, strategy and risk management to her lending advisory practice, Shanthi’s reason for getting out of bed in the morning is to help people live better lives.

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She is a passionate mum and dog owner who enjoys the great outdoors and feels privileged to be able to do this where she lives, in the beautiful lands of the Awabakal People.

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Get in touch with Shanthi today for help with your loan.

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Our process

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FIND

Find you the loan solution for your financial situation, objectives and priorities.

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SAVE

Save you time and stress

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GROW

Grow your confidence in your knowledge of your loan options, so you can choose what works best for you.

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How it works

Four easy steps

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We ask you to share some information with us about yourself and your financial situation

This information helps us to identify competitive loan options that suit your needs and objectives and to prepare your application, once you choose your lender.

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We take cybersecurity and protecting your personal information seriously, and offer you secure digital platforms for sharing your information. 

2

We find competitive loan solutions that are a good fit for your objectives, needs and circumstances

There is a vast number of lender products out there with different interest rates, fees, features and conditions. We use our expertise, complemented by our digital tools, to find options that are a good fit for you.

3

We offer advice and guidance to help you make your choice

We act as your trusted advisor to walk you through the costs, features, risks and benefits of your loan options and any questions or concerns, so that you can be confident in your choice.

4

You relax, we’ll take care of the rest

From loan application to settlement, we’ll work with your lender and others involved in your loan transaction so that it happens on time and on the terms you’ve agreed. Over the life of your loan, we’ll check in with you to see if it is still meeting your needs and objectives.

Get in touch

Questions about the right loan for you?

Ready for your loan now?

Get in touch for a confidential, complementary discussion about how we can help.

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Contact

Legal & Disclaimers

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Member Number:  864469

© 2025 Rethink Finance | Rethink Finance Pty Ltd  I  ABN 24 676 640 707  I  ACN 676 640 707  I  Credit Representative 559533  I  Authorised under Australian Credit Licence 389328

The information contained in this website:​ Is of a general nature only and does not take into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances. Does not constitute legal, tax or financial advice. You should always seek professional advice in relation to your individual circumstances.​ Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product.​ Lender policy and conditions, fees and charges will apply to loan products that you accept.

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